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Socialize with us Advertiser Disclosure Home Mortgage Rate Trends Insurance Life Insurance Auto Insurance Health Insurance Home Insurance Savings Account CD Rates MMA Today's Mortgage Rate - - % The rate above reflects a 30-year fixed-rate loan for $150,000 in California. Get it Now Product Today Last Week 30-year Fixed * 0.00 % down As compared 15-year Fixed * 0.00 % down to last 5/1 ARM 0.00 % down week Compare rates in your area: GO Time is up. Act now! Get your customized loan quotes here. Zip Code: Credit Ratings: Excellent Good Fair Poor Loan Purpose: Refinance New Home Loan Home Equity Debt Consolidation Property Type: Single Family Residence Multi Family Residence Condominium Manufactured Home stopwatch Time is up. Act now! Get a Great Mortgage Rate Today -- Today's Savings Account Rate - - % Get it Now Saving Money Market 1yr. CDs 2yr. CDs Product Featured Rates 6 Month CD - 1-year CD - 2-year CD - Money Market Account - Saving Account - Mortgage Insurance Savings 6 tips for finding the best savings accounts Interest rates on savings accounts may go up and down, but one constant is the a range of different rates to be had. Inevitably, some people end up on the low end of that range, but you can take steps to make sure you stay near the higher end. Beyond that, there is more to determining the best savings accounts than just comparing rates. Read through the following 6 tips and become more savings savvy. 1. Shop online There are thousands of banks out there, but online resources make it easy to compare rates to find the best savings accounts. While you are at it, you might also consider money market accounts; these are similar in nature to savings accounts, but on average, carry slightly higher interest rates. Doing a comprehensive search may help identify banks you ar.... Read More » How to find the best mortgage rates Before you begin searching for the best mortgage rates, you'll need to decide what type of loan meshes best with your financial goals. While the most popular loans are 30-year fixed-rate loans, you may also want to consider the benefit of a shorter term mortgage loan, such as a 15-year or 20-year loan. And if you intend to sell your property within a few years, you might also consider a hybrid adjustable rate mortgage with a fixed initial period of five, seven or 10 years. Mortgage loan numbers to know In order to make a valid comparison of loan costs, you'll need to know more than just the interest rate. You'll need to know: Whether the rate is fixed or adjustable Whether you need to pay points to get the rate, and, if so, how much The annual percentage rate (APR), w.... Read More » Life insurance: Term vs. cash value When shopping for a life insurance policy, it's vital to know the distinction between term life insurance and cash value life insurance. Term life insurance lasts for your choice of a specified time (10, 15, 25 or 30 years) rather than up until death. Should you, the policyholder, die while coverage is in effect, the benefit goes to your designated beneficiaries, tax free. Should the policy end before death, you can renew it or let it expire. If you renew, the new premiums will be higher as your age and health are assessed anew. If it expires, there's no value or payout. You can cancel term life at any time, without penalty. Cash value life insurance, also called permanent insurance, however, lasts throughout your life and also accumulates value during that time. A portion.... Read More » To view the Mortgage Marketplace on this page, you will need to enable JavaScript in your web browser. Corporate Privacy Notice Terms of Use Contact Us Sitemap California - Do Not Sell My Info Mortgage Mortgage Rates Savings Account Savings Rates CD CD Rates Money Market MMA Insurance Auto Insurance Health Insurance Home Insurance Life Insurance Copyright © 2020 BestRates.com. All Rights Reserved. Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.* APY (Annual Percentage Yield). Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author's alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. 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